Motor Vehicle Passengers Accident Insurance (“Car Seats Personal Accident”)

This insurance covers bodily injury and death incurred to unnamed persons travelling in a motor vehicle resulting from an accident.

This insurance covers the following risks:

  • Accidental death
  • Permanent accidental disability
  • Daily hospital benefit providing hospitalization if the result of an injury
  • Fractures and burns resulting from an injury

Insurance covers bodily injuries resulting from an accident incurred:

  • when turning the engine on immediately before the commencement of the journey
  • when getting in/on or out/off the vehicle
  • during the journey or during a road accident
  • during short periods when the vehicle is stationary in case the injury is incurred inside of the vehicle or close to it, in the space designed for motor vehicle journeys
  • during repairs to minor motor vehicle faults which have emerged in the course of the jouney either in Slovakia or during a stay abroad

Advantages of this product include:

  • possibility to choose a sum insured amounting up to EUR 35,000 for accidental death per seat;
  • the sum insured applies to each person carried in a motor vehicle (applicable to all seats as defined in the vehicle registration certificate)